Saturday, 12 March 2022

SmartIV Private Policy

SmartIV Hauz does not sell user information to anyone. We abide by the laws guiding privacy policy in Nigeria.


What We can do with user information. We can use the information to send weekly/monthly newsletters and to prefill data relating to users on our form.


Tuesday, 10 January 2017

New frauding pattern in Nigeria

Fraud Alert!!!

Wealth Biz as no:1

Fellow Nigerians beware there is a new style of frauding in Nigeria where people will create a group and add people to the groups as well as share group links telling people that they are doing a peer to peer networking of funds. If you provide help(PH) of 10k you will get help(GH)  of 20k in 24hrs. This has been noted, several people join the groups transfer their monies and will not get them back. As the admins come up with stories. At the end of the day they lose their monies. An example is 'WEALTH BIZ', PERFECT NAIRA and TRIPLE NAIRA... I can testify on WEALTH BIZ as I have most of their numbers. And certain names like...Ruth, Daniel, Comfort and so on. They are all fraud. Majority in the group works with them and they will say things to make it look real. It's noted don't be a victim. Share this message accross as we look forth to bring them to book.

#teaMTelly...

Tuesday, 27 September 2016

10 THINGS WOMEN DO WHEN THEY ARE CHEATING – #2 AND #7 IS VERY POP

When a woman is cheating, it is very difficult to know unless you already know the secrets revealed in this piece. This explosive piece is a MUST READ if you really want to know the signs that she is cheating.

1. FAMILY DETACHMENT

One sign that she may be cheating is that she detaches herself from your family. She may also stop hanging out with your friends as well. The reason women do this is out of remorse.

Basically, she feels guilty and will feel less pain if she isn’t immersed in your life- including family or friends. Remember, the less mental baggage she has holding her back, the easier it will be for her to commit the deed.

2. CONSISTENT NAGGING

The days of harmonious communication are gone when a women decides to do nothing but nag. Basically, she will find every excuse to lash out and argue with you.

The reason a woman will do this is to justify her deed by rationalizing that it wasn’t working out with your anyway.

It helps eliminate a lot of her guilt. So if a woman starts to point out every flaw and starts arguments about every little thing then it could be a sign that she has been unfaithful or is going to.

3. THE MYSTERIOUS FRIEND

One telltale sign that a woman is being unfaithful is that she has a mysterious friend who slowly makes a bigger impact in her life. Whether it is a co-worker or someone that she knows from school, she may keep him a secret as well as may be hesitant to share information about him with you.

It really doesn’t take a rocket scientist to figure out that something out of the norm is happening here and you should speak with your significant other about it be.

4. DEFLECTING SIMPLE QUESTIONS

When your girlfriend starts acting suspicious and starts to avoid very simple questions then this could be a sign that she’s hiding something.

If she immediately repeats your questions back to you before answering then chances are good that she’s searching her mind for a lie. On the same token, she may become very defensive when you ask her questions about her whereabouts or future plans.

As a general rule of thumb, if she starts to deflect information that she used to volunteer in the past, she is hiding something that she doesn’t want to tell you about.

5. SHIFT IN PRIORITIES

If a woman is involved in heavy romance with another man then she will definitely start to shift her priorities away from yours.

All of a sudden, she won’t have time to see you and she will start to break-off regular meetings that you used to have with her. Also, if there is a sudden switch in dates for particular events like dance-lessons or work schedule then she’s probably making them to see her new fling.

Basically, anything action that is designed to create distance between you and her could be a sign of infidelity.

6. SHE LOOKS SΕXIER MORE OFTEN

A woman who is cheating will go way out of her way to make sure that she is looking as best as she can before leaving the house.

The reason she does this is to dazzle and impress her new fling as much as possible. Remember that way that she dressed at the beginning of your relationship together?

That is how she is going to try and present herself when she does something wrong. She’ll wear new jewelry, clothing, and even makeup. She’ll even wear these things to places where there is really no need for them like the mall for example.

7. SHE BECOMES MORE INDEPENDENT

Part of trying to break it off with you and having her romance with her new guy is that she wants to be independent from you. The earlier she starts doing this, the less of a burden it will actually be when the time comes to leave you (if and when she decides to do it).

Basically, she will start to drop her vocabulary from “we” to phrases that favor “I”. However, what is more important to watch out for is that she will stop speaking with you about future plans. In short, she will start acting a manner that dictates that she no longer needs you to hold her hand.

Whether or not she is actually going to leave your or simply create more space for your “double life” it is safe to say that she doesn’t want you in the picture. The reason she does this is because she can’t build up the nerve to tell you that it is over and that she wants to start over with someone new.

8. HAVE LOW SΕX DRIVE

This is probably one of the biggest telltale sign that a woman is unfaithful. Essentially, she won’t be interested in having s3x with you anymore. And if you do make love then it will only be when she wants it.

Another reason why she will have a lower s3x drive is because she doesn’t want to continue and string you along. Chances are good that she’s already engaging in s3xual activities with her new partner if she isn’t sleeping with you
anymore.

9. HAVE SECRET SCHEDULES

A woman who is being secretive about her schedule is more than likely hiding something. For example, does she hide her whereabouts when you call her?

Does she always “go away on businesses”? If she is gone a lot of the time and not telling you where she is going or when she’s coming back then chances are good that she’s seeing someone else.

As a general rule of thumb, the less you know about her itinerary the more worried you should be about where she is and who she is spending her time with.

10.YOU BECOME IRRELEVANT

What is worth than a girlfriend who nags about every little thing? How about a girlfriend or wife who doesn’t even know that you exist?

While it may be hard to imagine, it does happen to a lot of guys. Their significant other simply pretends like they are not even there anymore. Keep in mind that this may happen right away or little by little.

A woman who is no longer interested in you and becomes interested in another man will automatically start to pretend as though you don’t even exist.

CLEAN YOUR ARTERIES AND PREVENT HEART ATTACK AND STROKE ONLY WITH ONE GLASS OF THIS POWERFUL DRINK

This drink comprises of two active ingredients namely; garlic and lemon.

These two ingredients are full of nutritional and medicinal benefits. Garlic is a culinary delight and a stable spice in a lot of meals and it helps to lower your cholesterol level, lemon has great anti-inflammatory and antioxidant properties. The two combined will work wonders in your body.

HERE IS THE GARLIC AND LEMON RECIPE:

Ingredients

Clean drinking water – 1 litre
Peeled lemon (sliced) – 6
Garlic cloves (chopped) – 30
Preparation

Blend all ingredients together using a blender.
The outcome of the blending will be a fine puree, pour this puree in a saucepan and boil.
After boiling leave the mixture at room temperature to cool.
After wards you can transfer the mixture into a glass jar with a acid and then you should refrigerate.
Use

On a daily basis for three weeks consume 50 ml of this recipe.
Take a break for seven days.
Then repeat the procedure again for another three weeks.
You should repeat this procedure every six months.
What Are The Benefits Of This Recipe?

Your blood circulation will improve tremendously.
Your liver will be properly cleansed and its functions will be enhanced.
It will lower bad cholesterol (LDL) in your body.
Your blood pressure will be regulated and normalized.
The triglycerides in your blood will be reduced.
Tumour formation in your body will be curbed.
It will reduce fluid retention and boost kidney function.
Your immune system will get a boost.
It will prevent fat deposits from accumulating in your body and it will also get rid of those fat deposits already in your body.
The recipe is rich in antioxidants and this property will help to revitalise your body cells.

IF YOU DRINK EVERY MORNING, A GLASS OF HOT WATER ON AN EMPTY STOMACH THIS IS WHAT HAPPENS TO YOUR BODY

A lot of people in the world have their usual morning habits – they start their day with a hot cup of tea or cup of coffee to warm up after waking up. Or, if you have a habit of drinking water, then you probably drink it cold, right? If we are to believe Ayurvedic, we’re not right when the water is at stake. Did you know that if you drink hot water, especially in the morning, on empty stomach, can have great beneficial effects on your body? It will improve digestion rate and it helps the body to remove the harmful toxins and metabolic waste from your body. In this post we are going to show you the main reasons why you should consume hot water in the morning.

Six reasons why you should consume warm water:

Detoxifies organs for welding
If you drink cup of hot water in the morning, it will help you clean your body from harmful toxins. This is because water and other liquids promote the decomposition of food in the stomach and improve the digestive tract. So, try to replace the cold water with hot water, and you will improve your digestion, especially after meals.

Boosts metabolism
We all get stomachaches sometimes. Just drink 1 glass of warm water in the morning on empty stomach. It will boost your metabolism and it will help your body to function properly. Your stomachaches will disappear immediately!

Eases pain
Some people believe that the warm water is the most powerful natural remedy and that it can alleviate pain with menstrual cramps. This water’s heat will relax tummy muscles and it will soothe the pain. We can also mention that warm water is also extremely good for all kinds of cramps. This is because warm water enhances capillary circulation and it relaxes the muscles.

Weight loss
If you are practicing some kind of weight losing diet, then you’ve probably heard that a glass of warm water in the morning will help you lose weight much faster, right? This is because warm water increases body temperature and accelerates your organism. So, in this way, your body will burn more calories and you’ll also have a beneficial effect on your kidneys and all excretion organs.

Improves circulation
As we mentioned before, if you consume warm water in the morning, on empty stomach, you will help your body to flush all harmful toxins and wastes. So, in this way, it will improve its circulation.

Slows down the aging process
We all know that premature aging is the worst nightmare for every person in the world, especially for women. But, fortunately, this can be prevented by consuming warm water. As we all know, the presence of toxins in the body speeds up the aging process, and just like we said, water frees the body of toxins, and it slows down the aging process and increases the skin’s elasticity.

THE BEST MEDICINE FOR JOINT PROBLEMS, ARTHRITIS, OSTEOPOROSIS, RHEUMATISM…

Nowadays, it’s very easy to take a pill for every condition and disease we have, whether that’s connected to our bones, knees, joints, feet, and neck. However, is it really necessary taking all kinds of synthetic remedies even for the minor injuries? Instead of using pharmaceutical drugs, look for natural alternatives. The therapy we suggest incorporates gelatin, and it guarantees incredible results within couple of weeks. Look for a high-quality food gelatin from the vast number of products with added sugar or flavors.

Right before bed, drink a glass of water with 1 teaspoon of gelatin diluted in it. You can use yogurt or fresh juices instead of water. Since the mixture will start to thicken while stirring it, you can use a spoon for consuming it, together with milk and cereals. If you suffer from more serious illnesses, take the gelatin dose twice a day. In a week time, your pain will vanish and your joints will have greater mobility. The treatments with gelatin normally last for 4 to 6 weeks. Gelatin has miraculous effects on elderly and people with difficult moving.

Gelatin is obtained through hydrolysis of the protein collagen, which is the base of animal tendons, bone, and cartilage. Although even unaware, people consume it through foods such as meat, gummy candy, jellies, and dairy. Gelatin goes under the name of E441. Collagen production is affected by the aging process, leading to interconnected microfibers in our body, which results in lowered flexibility.

This is the reason why elderly experience pain and troubles while moving. This is exactly where gelatin should take place. These are few of the incredible benefits of gelatin to our body:

Strengthens and stimulates nail growth
Improves skin elasticity and wipes out skin aging marks
Improves sleeping
Boosts metabolism, reduces cellulite appearance, and relieves allergies.
The information that gelatin is most commonly produced from cattle and pigs can be usually found on the labels

LADIES, ARE YOU SHAVING YOUR PUBIC HAIR? THEN YOU MUST READ

LADIES, ARE YOU SHAVING YOUR PUBIC HAIR? THEN YOU MUST READ

Ladies remove their pubic hair for quite a long time .The majority of the ladies remove their pubic hair completely or mostly. This became normal part of their hygiene. But many of the ladies don’t know that removing the pubic hair has some side effects.
Namely, a scientist who published the results of her research in American Diary of Obstetrics and Gynecology, Andrea De Maria is saying that women are not aware of the dangers of removing the pubic hair from their intimate zone. It was found that, 90% of women shave their pubic hair, while 87% go at a marvel salon for a private haircut. In this area the skin is very sensitive, as well as prone to cuts and wounds. After shaving their pubic hair, majority of women feel tingling.

We should mention that in the genital area there are many sweat glands, which makes it a perfect environment for development of bacteria. Also, in case you have cuts on this area there’s the risk of infection. The gynecologists say that pubic hair in a way provides resistance to sexually transmitted diseases.

Women who shave their vaginas thinking it is more hygienic are actually putting themselves at greater risk of infection, according to experts. Not only does the hair stop viruses and bacteria reaching genitalia, it also acts as a cushion for the sensitive labia and vagina.

The study by JAMA Dermatology also found that women not only groom for ‘social events’ but also break out the razor when visiting a health care professional because they are “self-conscious about their appearance even in nonsocial settings”.

The most common reasons for grooming were hygiene (59% of women sureyed), because they believe it makes their genitals more attractive (31.5%), and because their partner prefers it (21.1%).
Source:http://www.lifehealthandparenting.com/